One of the many cool things about My Digital Studio is that you can make cards as well as scrapbook pages. The first of these three cards is one of the templates. All you'd have to do is print or email it to someone. Doesn't get easier than that! I did have to add the framed part in Photoshop because the white on white didn't work too well.
For the second one, I used the same scrapping kit, but changed the paper and ribbon.
For this last one, I used a completely different scrapping kit for a completely different feel with the same layout. So stinkin' easy! You gotta love it!